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Commercial Business Loans

When it’s time to start, expand or grow your business, Greater Commercial Lending has a commercial loan program perfectly suited to your needs.

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Types of Commercial Business Loans

At GCL, we give businesses like yours across America access to the capital they need to operate efficiently and achieve their goals. Our Government Relationship Officers will help you understand your options, whether you need short-term or long-term financing solutions.

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SBA Loans

Start, grow, expand or recover with a low-interest SBA business loan perfectly suited to your small business needs.

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USDA Loans

From working capital and real estate to equipment and inventory, USDA loans can help you build your business.

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Other Commercial Loans

Our commercial lending specialists will help you with your commercial real estate loans, business lines of credit offered under the SBA Express program, equipment financing and more.

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Getting a Commercial Loan with GCL

For GCL, business is more than just business—it’s the opportunity to build long-lasting partnerships with people like you who help their communities thrive. Our lending experts will help you find the types of commercial loans that are right for you at any stage of growth.

We’ll be by your side throughout the loan application process and beyond, providing hands-on assistance with your business plan and financial projections, ensuring all your paperwork is complete, and sharing business guidance long after your loan funds.

Commercial Loan Application Process

There are several types of SBA, USDA and other commercial loans suitable for a variety of business needs, each with its own loan terms and funding requirements customized to your business. Our loan experts enable you to take full advantage of each program. We’re thorough and meticulous in our approach to every underwriting opportunity to ensure that each loan we originate for our customers closes successfully.


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Complete Financial Projections

Determine your short- and long-term business needs

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Explore Different Loan Options

Explore the types of loans that address your business goals

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Negotiate Terms of Agreement

Finalize your loan amount, interest rate and repayment terms

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Submit Your Loan Application

Complete your inquiry with supporting documentation

Industries We Serve

We have teams of Government Relationship Officers with deep expertise of small business operations in the healthcare, energy and manufacturing sectors. This level of knowledge and insight ensures that the business guidance and lending solutions we offer you as you are applying for a commercial loan are tailored to your organization and industry.

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Healthcare

Sustain and grow your healthcare facility while providing consistent, high-quality care with innovative healthcare lending solutions for clinics, hospitals, urgent care and other facilities.

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Manufacturing

From new equipment financing and facility purchases to cash flow solutions, we offer manufacturers access to capital at competitive manufacturing loan rates so you can operate and grow confidently.

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Renewable Energy

Finance sustainable projects for agricultural producers and rural small businesses for renewable energy systems, as well as making energy efficiency improvements with energy loans for businesses, utilities and landowners.

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Small Business

Whether you provide goods or services, there is an SBA, USDA or commercial small business loan or line of credit (offered under the SBA Express program) that is right for you at every stage of growth.

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